Call report 2018Q4
SPRING BANK — 2018Q4
The 22 measures SPRING BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,461,000 | USD | evidence → |
| Total loans | 248,331,000 | USD | evidence → |
| Allowance for loan losses | 3,495,000 | USD | evidence → |
| Securities available for sale | 15,651,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,174,000 | USD | evidence → |
| Interest-bearing deposits | 206,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,182,000 | USD | evidence → |
| Equity capital | 33,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,281,000 | USD | evidence → |
| Interest expense | 3,665,000 | USD | evidence → |
| Net interest income | 9,616,000 | USD | evidence → |
| Noninterest income | 371,000 | USD | evidence → |
| Noninterest expense | 4,489,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 5,378,000 | USD | evidence → |
| Income tax | 1,436,000 | USD | evidence → |
| Net income | 3,942,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,276,000 | USD | evidence → |
| Total capital | 36,418,000 | USD | evidence → |
| Risk-weighted assets | 251,004,000 | USD | evidence → |