Call report 2016Q4
SPRING BANK — 2016Q4
The 22 measures SPRING BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,989,000 | USD | evidence → |
| Total loans | 197,774,000 | USD | evidence → |
| Allowance for loan losses | 3,363,000 | USD | evidence → |
| Securities available for sale | 16,417,000 | USD | evidence → |
| Securities held to maturity | 994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,850,000 | USD | evidence → |
| Interest-bearing deposits | 181,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,786,000 | USD | evidence → |
| Equity capital | 26,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,134,000 | USD | evidence → |
| Interest expense | 2,189,000 | USD | evidence → |
| Net interest income | 7,945,000 | USD | evidence → |
| Noninterest income | 276,000 | USD | evidence → |
| Noninterest expense | 3,900,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 4,287,000 | USD | evidence → |
| Income tax | 1,620,000 | USD | evidence → |
| Net income | 2,667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,908,000 | USD | evidence → |
| Total capital | 29,438,000 | USD | evidence → |
| Risk-weighted assets | 201,592,000 | USD | evidence → |