Call report 2015Q2
SPRING BANK — 2015Q2
The 22 measures SPRING BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,862,000 | USD | evidence → |
| Total loans | 168,914,000 | USD | evidence → |
| Allowance for loan losses | 3,198,000 | USD | evidence → |
| Securities available for sale | 18,526,000 | USD | evidence → |
| Securities held to maturity | 3,279,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,055,000 | USD | evidence → |
| Interest-bearing deposits | 155,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,193,000 | USD | evidence → |
| Equity capital | 23,127,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,396,000 | USD | evidence → |
| Interest expense | 828,000 | USD | evidence → |
| Net interest income | 3,568,000 | USD | evidence → |
| Noninterest income | 150,000 | USD | evidence → |
| Noninterest expense | 1,699,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,999,000 | USD | evidence → |
| Income tax | 751,000 | USD | evidence → |
| Net income | 1,248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,097,000 | USD | evidence → |
| Total capital | 25,310,000 | USD | evidence → |
| Risk-weighted assets | 176,026,000 | USD | evidence → |