Call report 2013Q4
SPRING BANK — 2013Q4
The 22 measures SPRING BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,996,000 | USD | evidence → |
| Total loans | 148,670,000 | USD | evidence → |
| Allowance for loan losses | 2,445,000 | USD | evidence → |
| Securities available for sale | 15,785,000 | USD | evidence → |
| Securities held to maturity | 3,277,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,750,000 | USD | evidence → |
| Interest-bearing deposits | 153,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,028,000 | USD | evidence → |
| Equity capital | 20,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,910,000 | USD | evidence → |
| Interest expense | 1,417,000 | USD | evidence → |
| Net interest income | 6,493,000 | USD | evidence → |
| Noninterest income | -17,000 | USD | evidence → |
| Noninterest expense | 2,946,000 | USD | evidence → |
| Provision for loan losses | 1,025,000 | USD | evidence → |
| Pretax income | 2,538,000 | USD | evidence → |
| Income tax | 952,000 | USD | evidence → |
| Net income | 1,586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,143,000 | USD | evidence → |
| Total capital | 21,996,000 | USD | evidence → |
| Risk-weighted assets | 147,687,000 | USD | evidence → |