Call report 2012Q4
SPRING BANK — 2012Q4
The 22 measures SPRING BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,907,000 | USD | evidence → |
| Total loans | 129,793,000 | USD | evidence → |
| Allowance for loan losses | 2,563,000 | USD | evidence → |
| Securities available for sale | 8,922,000 | USD | evidence → |
| Securities held to maturity | 3,527,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,688,000 | USD | evidence → |
| Interest-bearing deposits | 134,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,321,000 | USD | evidence → |
| Equity capital | 18,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,197,000 | USD | evidence → |
| Interest expense | 1,463,000 | USD | evidence → |
| Net interest income | 5,734,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 2,658,000 | USD | evidence → |
| Provision for loan losses | 990,000 | USD | evidence → |
| Pretax income | 2,265,000 | USD | evidence → |
| Income tax | 852,000 | USD | evidence → |
| Net income | 1,413,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,502,000 | USD | evidence → |
| Total capital | 20,173,000 | USD | evidence → |
| Risk-weighted assets | 132,755,000 | USD | evidence → |