Call reports 2023
PARK BANK, THE — 2023
What PARK BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,405,713,000 | 1,433,848,000 | 1,457,287,000 | 1,519,175,000 |
| Total loans | 1,213,823,000 | 1,249,889,000 | 1,272,739,000 | 1,318,935,000 |
| Allowance for loan losses | 14,334,000 | 14,753,000 | 15,144,000 | 15,619,000 |
| Securities available for sale | 125,102,000 | 120,298,000 | 117,617,000 | 127,941,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,145,000 | 1,100,250,000 | 1,145,000,000 | 1,171,864,000 |
| Interest-bearing deposits | 790,827,000 | 792,087,000 | 849,188,000 | 891,129,000 |
| Noninterest-bearing deposits | 341,318,000 | 308,163,000 | 295,812,000 | 280,735,000 |
| Equity capital | 133,797,000 | 134,304,000 | 133,186,000 | 133,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,985,000 | 28,512,000 | 43,799,000 | 60,156,000 |
| Interest expense | 4,210,000 | 10,044,000 | 17,175,000 | 25,523,000 |
| Net interest income | 9,775,000 | 18,468,000 | 26,624,000 | 34,633,000 |
| Noninterest income | 1,161,000 | 2,808,000 | 4,141,000 | 5,546,000 |
| Noninterest expense | 8,169,000 | 16,479,000 | 24,529,000 | 32,287,000 |
| Provision for loan losses | 85,000 | 483,000 | 884,000 | 1,384,000 |
| Pretax income | 2,517,000 | 4,298,000 | 5,486,000 | 6,892,000 |
| Income tax | 751,000 | 1,294,000 | 1,642,000 | 3,260,000 |
| Net income | 1,766,000 | 3,004,000 | 3,844,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,185,000 | 148,423,000 | 149,262,000 | 147,050,000 |
| Total capital | 163,287,000 | 164,795,000 | 165,875,000 | 163,818,000 |
| Risk-weighted assets | 1,312,858,000 | 1,330,783,000 | 1,333,265,000 | 1,341,473,000 |