Call reports 2021
PARK BANK, THE — 2021
What PARK BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,218,213,000 | 1,257,361,000 | 1,265,757,000 | 1,346,742,000 |
| Total loans | 1,004,184,000 | 1,048,834,000 | 1,056,210,000 | 1,055,930,000 |
| Allowance for loan losses | 15,691,000 | 16,943,000 | 18,184,000 | 14,373,000 |
| Securities available for sale | 103,760,000 | 98,039,000 | 104,589,000 | 115,716,000 |
| Securities held to maturity | 860,000 | 860,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,017,541,000 | 1,057,602,000 | 1,062,973,000 | 1,139,158,000 |
| Interest-bearing deposits | 685,001,000 | 663,533,000 | 673,757,000 | 775,235,000 |
| Noninterest-bearing deposits | 332,540,000 | 394,069,000 | 389,216,000 | 363,923,000 |
| Equity capital | 124,814,000 | 127,857,000 | 130,230,000 | 135,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,982,000 | 21,787,000 | 32,810,000 | 43,901,000 |
| Interest expense | 652,000 | 1,018,000 | 1,374,000 | 1,718,000 |
| Net interest income | 10,330,000 | 20,769,000 | 31,436,000 | 42,183,000 |
| Noninterest income | 2,962,000 | 5,994,000 | 8,008,000 | 10,229,000 |
| Noninterest expense | 7,284,000 | 14,955,000 | 22,617,000 | 30,731,000 |
| Provision for loan losses | 1,250,000 | 2,500,000 | 3,750,000 | 0 |
| Pretax income | 4,814,000 | 9,364,000 | 13,132,000 | 21,736,000 |
| Income tax | 1,353,000 | 2,624,000 | 3,703,000 | 6,071,000 |
| Net income | 3,461,000 | 6,740,000 | 9,429,000 | 15,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,472,000 | 127,751,000 | 130,440,000 | 136,676,000 |
| Total capital | 137,086,000 | 141,277,000 | 144,301,000 | 150,830,000 |
| Risk-weighted assets | 1,006,036,000 | 1,078,679,000 | 1,104,582,000 | 1,132,037,000 |