Call reports 2020
PARK BANK, THE — 2020
What PARK BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,076,136,000 | 1,177,642,000 | 1,169,470,000 | 1,249,974,000 |
| Total loans | 938,626,000 | 1,037,833,000 | 1,026,428,000 | 993,814,000 |
| Allowance for loan losses | 8,898,000 | 9,917,000 | 12,230,000 | 14,437,000 |
| Securities available for sale | 95,149,000 | 86,811,000 | 79,179,000 | 86,942,000 |
| Securities held to maturity | 860,000 | 860,000 | 860,000 | 860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,720,000 | 907,882,000 | 896,393,000 | 1,001,807,000 |
| Interest-bearing deposits | 560,637,000 | 602,786,000 | 590,669,000 | 694,831,000 |
| Noninterest-bearing deposits | 230,083,000 | 305,096,000 | 305,724,000 | 306,976,000 |
| Equity capital | 112,043,000 | 115,488,000 | 118,711,000 | 121,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,798,000 | 22,173,000 | 33,437,000 | 45,452,000 |
| Interest expense | 2,156,000 | 3,488,000 | 4,474,000 | 5,267,000 |
| Net interest income | 8,642,000 | 18,685,000 | 28,963,000 | 40,185,000 |
| Noninterest income | 1,640,000 | 3,438,000 | 6,797,000 | 10,050,000 |
| Noninterest expense | 6,982,000 | 14,431,000 | 21,532,000 | 29,468,000 |
| Provision for loan losses | 150,000 | 1,175,000 | 2,725,000 | 4,975,000 |
| Pretax income | 2,977,000 | 6,527,000 | 11,565,000 | 16,415,000 |
| Income tax | 843,000 | 1,838,000 | 3,203,000 | 4,555,000 |
| Net income | 2,134,000 | 4,689,000 | 8,362,000 | 11,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,285,000 | 113,840,000 | 117,513,000 | 121,012,000 |
| Total capital | 120,183,000 | 123,757,000 | 129,743,000 | 133,348,000 |
| Risk-weighted assets | 980,252,000 | 993,662,000 | 993,235,000 | 984,814,000 |