Call reports 2019
PARK BANK, THE — 2019
What PARK BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,004,292,000 | 1,037,989,000 | 1,044,365,000 | 1,064,967,000 |
| Total loans | 883,626,000 | 900,566,000 | 914,925,000 | 905,758,000 |
| Allowance for loan losses | 8,211,000 | 8,384,000 | 8,604,000 | 8,715,000 |
| Securities available for sale | 83,911,000 | 87,476,000 | 85,570,000 | 100,362,000 |
| Securities held to maturity | 900,000 | 900,000 | 860,000 | 860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,948,000 | 800,852,000 | 807,109,000 | 802,360,000 |
| Interest-bearing deposits | 538,255,000 | 579,362,000 | 585,792,000 | 588,182,000 |
| Noninterest-bearing deposits | 223,693,000 | 221,490,000 | 221,317,000 | 214,178,000 |
| Equity capital | 102,857,000 | 107,864,000 | 110,975,000 | 113,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,437,000 | 21,354,000 | 32,765,000 | 44,248,000 |
| Interest expense | 2,114,000 | 4,606,000 | 7,204,000 | 9,510,000 |
| Net interest income | 8,323,000 | 16,748,000 | 25,561,000 | 34,738,000 |
| Noninterest income | 1,101,000 | 2,827,000 | 4,423,000 | 5,955,000 |
| Noninterest expense | 6,250,000 | 12,873,000 | 19,525,000 | 26,608,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,093,000 | 6,483,000 | 10,501,000 | 13,930,000 |
| Income tax | 865,000 | 1,825,000 | 2,945,000 | 3,930,000 |
| Net income | 2,228,000 | 4,658,000 | 7,556,000 | 10,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,379,000 | 107,809,000 | 110,707,000 | 113,151,000 |
| Total capital | 111,590,000 | 116,193,000 | 119,311,000 | 121,866,000 |
| Risk-weighted assets | 914,413,000 | 934,923,000 | 944,327,000 | 949,791,000 |