Call reports 2018
PARK BANK, THE — 2018
What PARK BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 926,284,000 | 949,723,000 | 962,050,000 | 973,120,000 |
| Total loans | 814,617,000 | 823,952,000 | 845,627,000 | 852,205,000 |
| Allowance for loan losses | 7,576,000 | 7,738,000 | 7,940,000 | 8,118,000 |
| Securities available for sale | 74,380,000 | 75,590,000 | 76,962,000 | 75,217,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,318,000 | 744,178,000 | 768,612,000 | 742,458,000 |
| Interest-bearing deposits | 525,029,000 | 514,801,000 | 545,450,000 | 528,820,000 |
| Noninterest-bearing deposits | 219,289,000 | 229,377,000 | 223,162,000 | 213,638,000 |
| Equity capital | 94,463,000 | 95,615,000 | 97,667,000 | 99,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,008,000 | 18,610,000 | 28,543,000 | 38,934,000 |
| Interest expense | 908,000 | 2,084,000 | 3,392,000 | 4,939,000 |
| Net interest income | 8,100,000 | 16,526,000 | 25,151,000 | 33,995,000 |
| Noninterest income | 1,496,000 | 2,903,000 | 4,194,000 | 5,681,000 |
| Noninterest expense | 6,111,000 | 12,563,000 | 18,704,000 | 24,923,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 5,460,000 | 8,616,000 | 12,166,000 | 14,871,000 |
| Income tax | 1,483,000 | 2,371,000 | 3,351,000 | 4,125,000 |
| Net income | 3,977,000 | 6,245,000 | 8,815,000 | 10,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,382,000 | 97,650,000 | 100,220,000 | 101,151,000 |
| Total capital | 103,958,000 | 105,388,000 | 108,160,000 | 109,269,000 |
| Risk-weighted assets | 844,634,000 | 857,731,000 | 887,882,000 | 894,485,000 |