Call reports 2016
PARK BANK, THE — 2016
What PARK BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 753,509,000 | 775,561,000 | 776,450,000 | 812,188,000 |
| Total loans | 647,656,000 | 664,957,000 | 656,873,000 | 693,655,000 |
| Allowance for loan losses | 12,244,000 | 12,364,000 | 7,705,000 | 7,751,000 |
| Securities available for sale | 68,491,000 | 74,204,000 | 78,228,000 | 75,503,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,163,000 | 616,170,000 | 638,004,000 | 702,042,000 |
| Interest-bearing deposits | 487,218,000 | 452,369,000 | 479,158,000 | 541,435,000 |
| Noninterest-bearing deposits | 163,945,000 | 163,801,000 | 158,846,000 | 160,607,000 |
| Equity capital | 84,640,000 | 85,962,000 | 85,146,000 | 85,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,361,000 | 14,734,000 | 22,144,000 | 29,635,000 |
| Interest expense | 393,000 | 771,000 | 1,160,000 | 1,579,000 |
| Net interest income | 6,968,000 | 13,963,000 | 20,984,000 | 28,056,000 |
| Noninterest income | 1,245,000 | 2,444,000 | 3,974,000 | 4,735,000 |
| Noninterest expense | 6,450,000 | 12,878,000 | 19,252,000 | 25,121,000 |
| Provision for loan losses | 0 | 0 | -4,500,000 | -4,500,000 |
| Pretax income | 1,763,000 | 3,519,000 | 10,196,000 | 12,154,000 |
| Income tax | 672,000 | 1,335,000 | 3,928,000 | 4,674,000 |
| Net income | 1,091,000 | 2,184,000 | 6,268,000 | 7,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,552,000 | 85,645,000 | 85,029,000 | 86,241,000 |
| Total capital | 93,021,000 | 94,454,000 | 92,734,000 | 93,992,000 |
| Risk-weighted assets | 673,770,000 | 701,134,000 | 692,504,000 | 715,759,000 |