Call reports 2015
PARK BANK, THE — 2015
What PARK BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 758,279,000 | 761,265,000 | 761,490,000 | 782,390,000 |
| Total loans | 623,613,000 | 635,106,000 | 650,743,000 | 648,962,000 |
| Allowance for loan losses | 11,492,000 | 11,735,000 | 11,764,000 | 12,213,000 |
| Securities available for sale | 67,047,000 | 71,307,000 | 66,445,000 | 66,409,000 |
| Securities held to maturity | 400,000 | 400,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,765,000 | 631,278,000 | 646,238,000 | 673,381,000 |
| Interest-bearing deposits | 477,321,000 | 451,077,000 | 462,462,000 | 513,812,000 |
| Noninterest-bearing deposits | 180,444,000 | 180,201,000 | 183,776,000 | 159,569,000 |
| Equity capital | 82,381,000 | 83,568,000 | 85,492,000 | 82,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,340,000 | 15,012,000 | 23,155,000 | 30,703,000 |
| Interest expense | 401,000 | 780,000 | 1,150,000 | 1,517,000 |
| Net interest income | 6,939,000 | 14,232,000 | 22,005,000 | 29,186,000 |
| Noninterest income | 1,122,000 | 2,443,000 | 3,465,000 | 4,787,000 |
| Noninterest expense | 5,767,000 | 11,759,000 | 17,957,000 | 23,870,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 0 |
| Pretax income | 2,194,000 | 4,716,000 | 7,313,000 | 10,048,000 |
| Income tax | 850,000 | 1,816,000 | 2,812,000 | 3,859,000 |
| Net income | 1,344,000 | 2,900,000 | 4,501,000 | 6,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,395,000 | 83,972,000 | 85,550,000 | 83,461,000 |
| Total capital | 90,536,000 | 92,323,000 | 93,988,000 | 91,973,000 |
| Risk-weighted assets | 647,967,000 | 664,661,000 | 671,688,000 | 677,230,000 |