Call reports 2015
COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE — 2015
What COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 917,635,000 | 1,028,646,000 | 1,080,753,000 |
| Total loans | 676,680,000 | 712,229,000 | 696,205,000 |
| Allowance for loan losses | 9,386,000 | 9,806,000 | 8,511,000 |
| Securities available for sale | 68,427,000 | 81,449,000 | 92,232,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 608,000 | 615,000 | 673,000 |
| Total deposits | 794,783,000 | 882,470,000 | 911,985,000 |
| Interest-bearing deposits | 381,429,000 | 439,136,000 | 449,962,000 |
| Noninterest-bearing deposits | 413,354,000 | 443,334,000 | 462,023,000 |
| Equity capital | 92,419,000 | 113,540,000 | 115,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 6,743,000 | 15,340,000 | 22,851,000 |
| Interest expense | 14,000 | 80,000 | 126,000 |
| Net interest income | 6,729,000 | 15,260,000 | 22,725,000 |
| Noninterest income | 595,000 | 1,595,000 | 2,350,000 |
| Noninterest expense | 6,580,000 | 5,898,000 | 10,893,000 |
| Provision for loan losses | 103,000 | -637,000 | -1,798,000 |
| Pretax income | 641,000 | 11,594,000 | 15,980,000 |
| Income tax | 207,000 | 4,040,000 | 5,521,000 |
| Net income | 434,000 | 7,554,000 | 10,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 94,328,000 | 115,507,000 | 117,730,000 |
| Total capital | 104,303,000 | 126,191,000 | 127,192,000 |
| Risk-weighted assets | 797,539,000 | 854,625,000 | 837,638,000 |