Call reports 2013
COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE — 2013
What COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 842,343,000 | 847,888,000 | 892,365,000 | 943,314,000 |
| Total loans | 579,583,000 | 617,417,000 | 629,562,000 | 629,570,000 |
| Allowance for loan losses | 10,704,000 | 10,311,000 | 10,115,000 | 9,202,000 |
| Securities available for sale | 92,252,000 | 90,095,000 | 78,807,000 | 90,521,000 |
| Securities held to maturity | 15,841,000 | 15,850,000 | 15,670,000 | 428,000 |
| Trading assets | 1,679,000 | 1,480,000 | 1,371,000 | 1,363,000 |
| Total deposits | 704,731,000 | 720,176,000 | 751,133,000 | 792,995,000 |
| Interest-bearing deposits | 416,274,000 | 425,748,000 | 425,247,000 | 433,046,000 |
| Noninterest-bearing deposits | 288,457,000 | 294,428,000 | 325,886,000 | 359,949,000 |
| Equity capital | 86,226,000 | 88,193,000 | 88,989,000 | 90,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,545,000 | 13,397,000 | 20,478,000 | 27,578,000 |
| Interest expense | 21,000 | 40,000 | 58,000 | 74,000 |
| Net interest income | 6,524,000 | 13,357,000 | 20,420,000 | 27,504,000 |
| Noninterest income | 665,000 | 1,576,000 | 2,485,000 | 3,455,000 |
| Noninterest expense | 4,600,000 | 8,445,000 | 13,234,000 | 18,418,000 |
| Provision for loan losses | -866,000 | -773,000 | -1,102,000 | -1,808,000 |
| Pretax income | 3,455,000 | 7,261,000 | 8,115,000 | 11,691,000 |
| Income tax | 1,180,000 | 2,507,000 | 2,792,000 | 4,030,000 |
| Net income | 2,275,000 | 4,754,000 | 5,323,000 | 7,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,649,000 | 91,417,000 | 90,858,000 | 93,287,000 |
| Total capital | 98,397,000 | 100,544,000 | 99,781,000 | 102,980,000 |
| Risk-weighted assets | 695,214,000 | 727,532,000 | 711,529,000 | 774,737,000 |