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Call reports 2004

COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE — 2004

What COMMERCE BANK OF WASHINGTON, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/19bcb1d9-9344-4373-9853-987bbb171eb5/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets709,718,000706,659,000712,019,000726,780,000
Total loans336,259,000340,652,000347,965,000378,717,000
Allowance for loan losses4,347,0004,200,0004,054,0004,467,000
Securities available for sale292,083,000280,882,000264,447,000274,863,000
Securities held to maturity52,103,00051,046,00048,872,00047,066,000
Trading assets0000
Total deposits471,668,000433,384,000457,954,000416,933,000
Interest-bearing deposits371,107,000329,081,000353,187,000291,995,000
Noninterest-bearing deposits100,561,000104,303,000104,767,000124,938,000
Equity capital49,350,00048,733,00050,734,00049,673,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income6,981,00014,294,00021,661,00029,971,000
Interest expense1,194,0002,418,0003,665,0005,078,000
Net interest income5,787,00011,876,00017,996,00024,893,000
Noninterest income559,000871,0001,209,0002,096,000
Noninterest expense2,767,0005,670,0008,441,00011,380,000
Provision for loan losses300,000450,000800,0001,975,000
Pretax income3,279,0006,627,0009,981,00013,675,000
Income tax1,136,0002,179,0003,194,0004,046,000
Net income2,143,0004,448,0006,787,0009,629,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital47,454,00049,760,00050,099,00049,159,000
Total capital66,960,00069,140,00069,344,00068,828,000
Risk-weighted assets431,089,000433,346,000452,607,000471,339,000

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