Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 97,176,000 | 95,771,000 |
| Total loans | 33,995,000 | 32,829,000 |
| Allowance for loan losses | 451,000 | 451,000 |
| Securities available for sale | 16,279,000 | 18,087,000 |
| Securities held to maturity | 14,454,000 | 13,454,000 |
| Trading assets | 0 | 0 |
| Total deposits | 86,724,000 | 83,325,000 |
| Interest-bearing deposits | 71,397,000 | 68,791,000 |
| Noninterest-bearing deposits | 15,327,000 | 14,534,000 |
| Equity capital | 10,129,000 | 10,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 551,000 | 1,095,000 |
| Interest expense | 63,000 | 129,000 |
| Net interest income | 488,000 | 966,000 |
| Noninterest income | 46,000 | 96,000 |
| Noninterest expense | 495,000 | 985,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 39,000 | 77,000 |
| Income tax | 12,000 | 23,000 |
| Net income | 27,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 10,008,000 | 10,046,000 |
| Total capital | 10,457,000 | 10,471,000 |
| Risk-weighted assets | 35,911,000 | 33,982,000 |