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Call reports 2013

COMMERCIAL BANK — 2013

What COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/19b7afea-62cd-48f7-961d-845bfb918b77/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets99,548,00098,214,00099,746,000100,838,000
Total loans34,298,00032,388,00032,403,00034,250,000
Allowance for loan losses451,000451,000451,000451,000
Securities available for sale27,859,00028,772,00029,055,00028,744,000
Securities held to maturity12,271,00010,352,00013,152,00013,152,000
Trading assets0000
Total deposits88,984,00088,019,00089,951,00091,168,000
Interest-bearing deposits75,419,00074,913,00075,479,00076,098,000
Noninterest-bearing deposits13,565,00013,106,00014,472,00015,069,000
Equity capital10,248,0009,829,0009,442,0009,398,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income618,0001,232,0001,828,0002,430,000
Interest expense85,000171,000257,000340,000
Net interest income533,0001,061,0001,571,0002,090,000
Noninterest income103,000190,000264,000334,000
Noninterest expense578,0001,181,0001,790,0002,399,000
Provision for loan losses0000
Pretax income58,00070,00045,00025,000
Income tax18,00019,0006,000-6,000
Net income40,00051,00039,00031,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital10,114,00010,111,00010,099,00010,081,000
Total capital10,565,00010,562,00010,550,00010,532,000
Risk-weighted assets43,733,00041,834,00042,301,00044,320,000

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