Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,873,000 | 91,199,000 | 96,938,000 | 101,073,000 |
| Total loans | 38,307,000 | 38,290,000 | 37,446,000 | 39,519,000 |
| Allowance for loan losses | 451,000 | 451,000 | 451,000 | 451,000 |
| Securities available for sale | 18,108,000 | 14,010,000 | 15,025,000 | 14,257,000 |
| Securities held to maturity | 8,206,000 | 12,330,000 | 9,977,000 | 13,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,593,000 | 80,793,000 | 85,566,000 | 89,872,000 |
| Interest-bearing deposits | 70,207,000 | 69,416,000 | 71,393,000 | 75,677,000 |
| Noninterest-bearing deposits | 11,386,000 | 11,377,000 | 14,173,000 | 14,195,000 |
| Equity capital | 9,898,000 | 10,015,000 | 10,052,000 | 10,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,360,000 | 2,028,000 | 2,696,000 |
| Interest expense | 155,000 | 299,000 | 439,000 | 571,000 |
| Net interest income | 521,000 | 1,061,000 | 1,589,000 | 2,125,000 |
| Noninterest income | 75,000 | 159,000 | 247,000 | 363,000 |
| Noninterest expense | 583,000 | 1,172,000 | 1,764,000 | 2,361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 48,000 | 72,000 | 127,000 |
| Income tax | -3,000 | 6,000 | 5,000 | 17,000 |
| Net income | 16,000 | 42,000 | 67,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,857,000 | 9,883,000 | 9,909,000 | 9,947,000 |
| Total capital | 10,308,000 | 10,334,000 | 10,360,000 | 10,398,000 |
| Risk-weighted assets | 45,115,000 | 45,132,000 | 44,856,000 | 46,957,000 |