Call reports 2004
COMMERCIAL BANK — 2004
What COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,702,000 | 88,954,000 | 87,101,000 | 87,663,000 |
| Total loans | 36,127,000 | 35,459,000 | 35,180,000 | 36,382,000 |
| Allowance for loan losses | 448,000 | 455,000 | 456,000 | 468,000 |
| Securities available for sale | 4,534,000 | 3,950,000 | 3,991,000 | 4,469,000 |
| Securities held to maturity | 27,668,000 | 30,661,000 | 29,453,000 | 27,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,451,000 | 79,717,000 | 77,724,000 | 78,391,000 |
| Interest-bearing deposits | 72,090,000 | 67,913,000 | 66,812,000 | 67,354,000 |
| Noninterest-bearing deposits | 10,361,000 | 11,804,000 | 10,912,000 | 11,037,000 |
| Equity capital | 9,017,000 | 9,033,000 | 9,145,000 | 9,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,612,000 | 2,416,000 | 3,219,000 |
| Interest expense | 237,000 | 454,000 | 657,000 | 856,000 |
| Net interest income | 566,000 | 1,158,000 | 1,759,000 | 2,363,000 |
| Noninterest income | 93,000 | 209,000 | 298,000 | 405,000 |
| Noninterest expense | 562,000 | 1,123,000 | 1,691,000 | 2,318,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 91,000 | 232,000 | 348,000 | 428,000 |
| Income tax | 37,000 | 94,000 | 141,000 | 172,000 |
| Net income | 54,000 | 138,000 | 207,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,998,000 | 9,082,000 | 9,152,000 | 9,193,000 |
| Total capital | 9,446,000 | 9,537,000 | 9,599,000 | 9,661,000 |
| Risk-weighted assets | 36,631,000 | 36,443,000 | 35,767,000 | 37,423,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.