Call reports 2003
COMMERCIAL BANK — 2003
What COMMERCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 85,777,000 | 85,517,000 | 88,104,000 | 90,420,000 |
| Total loans | 40,662,000 | 38,572,000 | 37,064,000 | 36,297,000 |
| Allowance for loan losses | 460,000 | 460,000 | 445,000 | 442,000 |
| Securities available for sale | 1,947,000 | 4,468,000 | 3,940,000 | 3,024,000 |
| Securities held to maturity | 18,576,000 | 17,577,000 | 19,223,000 | 27,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,743,000 | 76,427,000 | 78,930,000 | 81,294,000 |
| Interest-bearing deposits | 66,868,000 | 66,355,000 | 68,327,000 | 70,995,000 |
| Noninterest-bearing deposits | 9,875,000 | 10,072,000 | 10,603,000 | 10,299,000 |
| Equity capital | 8,743,000 | 8,862,000 | 8,908,000 | 8,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,825,000 | 2,644,000 | 3,444,000 |
| Interest expense | 308,000 | 608,000 | 881,000 | 1,140,000 |
| Net interest income | 625,000 | 1,217,000 | 1,763,000 | 2,304,000 |
| Noninterest income | 123,000 | 270,000 | 412,000 | 513,000 |
| Noninterest expense | 575,000 | 1,135,000 | 1,716,000 | 2,243,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 173,000 | 352,000 | 455,000 | 564,000 |
| Income tax | 68,000 | 138,000 | 179,000 | 223,000 |
| Net income | 105,000 | 214,000 | 276,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,716,000 | 8,824,000 | 8,886,000 | 8,944,000 |
| Total capital | 9,176,000 | 9,284,000 | 9,331,000 | 9,386,000 |
| Risk-weighted assets | 38,350,000 | 36,970,000 | 37,053,000 | 36,825,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.