Call reports 2022
SECURITY STATE BANK OF OKLAHOMA — 2022
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 358,114,000 | 387,540,000 | 388,028,000 | 332,437,000 |
| Total loans | 196,080,000 | 199,649,000 | 197,284,000 | 190,940,000 |
| Allowance for loan losses | 4,683,000 | 4,790,000 | 3,759,000 | 3,777,000 |
| Securities available for sale | 46,042,000 | 44,189,000 | 112,874,000 | 117,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,787,000 | 347,479,000 | 349,208,000 | 278,811,000 |
| Interest-bearing deposits | 186,637,000 | 209,760,000 | 209,167,000 | 160,380,000 |
| Noninterest-bearing deposits | 131,150,000 | 137,719,000 | 140,041,000 | 118,431,000 |
| Equity capital | 39,484,000 | 39,279,000 | 38,079,000 | 42,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,565,000 | 10,649,000 | 14,965,000 |
| Interest expense | 212,000 | 436,000 | 703,000 | 1,029,000 |
| Net interest income | 3,025,000 | 6,129,000 | 9,946,000 | 13,936,000 |
| Noninterest income | 368,000 | 1,042,000 | 1,475,000 | 4,616,000 |
| Noninterest expense | 1,699,000 | 3,532,000 | 5,180,000 | 6,989,000 |
| Provision for loan losses | 113,000 | 295,000 | 558,000 | 1,179,000 |
| Pretax income | 1,581,000 | 3,344,000 | 5,683,000 | 10,222,000 |
| Income tax | 230,000 | 463,000 | 1,041,000 | 2,195,000 |
| Net income | 1,351,000 | 2,881,000 | 4,642,000 | 8,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,813,000 | 41,357,000 | 43,131,000 | 46,531,000 |
| Total capital | 42,594,000 | 44,334,000 | 46,252,000 | 49,426,000 |
| Risk-weighted assets | 220,617,000 | 236,363,000 | 249,086,000 | 230,764,000 |