Call reports 2021
SECURITY STATE BANK OF OKLAHOMA — 2021
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,322,000 | 381,064,000 | 387,088,000 | 359,987,000 |
| Total loans | 207,689,000 | 205,387,000 | 195,311,000 | 194,359,000 |
| Allowance for loan losses | 4,862,000 | 5,002,000 | 4,778,000 | 4,614,000 |
| Securities available for sale | 50,448,000 | 48,386,000 | 49,272,000 | 47,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,873,000 | 342,059,000 | 345,048,000 | 319,853,000 |
| Interest-bearing deposits | 187,713,000 | 187,803,000 | 180,400,000 | 189,029,000 |
| Noninterest-bearing deposits | 64,160,000 | 154,256,000 | 164,648,000 | 130,824,000 |
| Equity capital | 36,798,000 | 37,992,000 | 40,790,000 | 39,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,109,000 | 9,261,000 | 12,379,000 |
| Interest expense | 296,000 | 555,000 | 791,000 | 1,013,000 |
| Net interest income | 2,858,000 | 5,554,000 | 8,470,000 | 11,366,000 |
| Noninterest income | 1,010,000 | 2,017,000 | 4,490,000 | 4,732,000 |
| Noninterest expense | 1,764,000 | 3,462,000 | 5,256,000 | 7,063,000 |
| Provision for loan losses | 76,000 | 258,000 | 274,000 | 285,000 |
| Pretax income | 2,028,000 | 3,851,000 | 7,430,000 | 8,750,000 |
| Income tax | 472,000 | 812,000 | 1,619,000 | 1,890,000 |
| Net income | 1,556,000 | 3,039,000 | 5,811,000 | 6,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,689,000 | 36,705,000 | 39,491,000 | 38,447,000 |
| Total capital | 38,447,000 | 39,360,000 | 42,505,000 | 41,353,000 |
| Risk-weighted assets | 218,568,000 | 210,103,000 | 239,391,000 | 230,783,000 |