Call reports 2020
SECURITY STATE BANK OF OKLAHOMA — 2020
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 262,550,000 | 287,018,000 | 284,776,000 | 284,304,000 |
| Total loans | 213,927,000 | 220,293,000 | 211,905,000 | 205,196,000 |
| Allowance for loan losses | 4,021,000 | 4,449,000 | 4,733,000 | 4,815,000 |
| Securities available for sale | 32,061,000 | 52,546,000 | 54,705,000 | 53,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,849,000 | 248,257,000 | 245,108,000 | 243,369,000 |
| Interest-bearing deposits | 176,533,000 | 180,377,000 | 186,270,000 | 182,501,000 |
| Noninterest-bearing deposits | 53,316,000 | 67,880,000 | 58,838,000 | 60,868,000 |
| Equity capital | 31,307,000 | 33,302,000 | 34,272,000 | 35,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 7,203,000 | 10,770,000 | 14,126,000 |
| Interest expense | 554,000 | 1,029,000 | 1,468,000 | 1,827,000 |
| Net interest income | 2,917,000 | 6,174,000 | 9,302,000 | 12,299,000 |
| Noninterest income | 380,000 | 730,000 | 1,102,000 | 1,470,000 |
| Noninterest expense | 1,588,000 | 3,060,000 | 4,620,000 | 6,136,000 |
| Provision for loan losses | 280,000 | 775,000 | 1,109,000 | 1,394,000 |
| Pretax income | 1,429,000 | 3,069,000 | 4,675,000 | 6,270,000 |
| Income tax | 275,000 | -52,000 | 795,000 | 1,053,000 |
| Net income | 1,154,000 | 3,121,000 | 3,880,000 | 5,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,758,000 | 31,989,000 | 32,762,000 | 34,113,000 |
| Total capital | 33,400,000 | 34,847,000 | 35,566,000 | 36,852,000 |
| Risk-weighted assets | 210,032,000 | 227,078,000 | 222,443,000 | 217,048,000 |