Call reports 2019
SECURITY STATE BANK OF OKLAHOMA — 2019
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 253,170,000 | 255,050,000 | 255,796,000 | 263,177,000 |
| Total loans | 206,828,000 | 209,778,000 | 213,081,000 | 215,943,000 |
| Allowance for loan losses | 3,397,000 | 3,546,000 | 3,674,000 | 3,781,000 |
| Securities available for sale | 35,544,000 | 35,491,000 | 33,931,000 | 32,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,112,000 | 225,265,000 | 222,970,000 | 231,424,000 |
| Interest-bearing deposits | 172,872,000 | 174,089,000 | 172,016,000 | 177,509,000 |
| Noninterest-bearing deposits | 52,240,000 | 51,176,000 | 50,954,000 | 53,915,000 |
| Equity capital | 26,664,000 | 28,100,000 | 29,374,000 | 30,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,333,000 | 6,744,000 | 10,266,000 | 13,854,000 |
| Interest expense | 511,000 | 1,084,000 | 1,700,000 | 2,299,000 |
| Net interest income | 2,822,000 | 5,660,000 | 8,566,000 | 11,555,000 |
| Noninterest income | 617,000 | 966,000 | 1,485,000 | 2,130,000 |
| Noninterest expense | 1,611,000 | 3,317,000 | 4,963,000 | 6,772,000 |
| Provision for loan losses | 231,000 | 417,000 | 668,000 | 1,026,000 |
| Pretax income | 1,597,000 | 2,892,000 | 4,421,000 | 5,888,000 |
| Income tax | 167,000 | 428,000 | 746,000 | 1,105,000 |
| Net income | 1,430,000 | 2,464,000 | 3,675,000 | 4,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,046,000 | 27,135,000 | 28,400,000 | 29,563,000 |
| Total capital | 28,711,000 | 29,730,000 | 30,982,000 | 32,205,000 |
| Risk-weighted assets | 212,492,000 | 206,709,000 | 205,527,000 | 210,247,000 |