Call reports 2016
SECURITY STATE BANK OF OKLAHOMA — 2016
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 195,641,000 | 197,839,000 | 203,679,000 | 214,708,000 |
| Total loans | 151,828,000 | 155,177,000 | 162,349,000 | 166,379,000 |
| Allowance for loan losses | 2,507,000 | 2,557,000 | 2,578,000 | 2,387,000 |
| Securities available for sale | 34,647,000 | 33,755,000 | 32,186,000 | 30,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,312,000 | 177,405,000 | 180,984,000 | 194,377,000 |
| Interest-bearing deposits | 136,498,000 | 134,602,000 | 141,754,000 | 155,822,000 |
| Noninterest-bearing deposits | 38,814,000 | 42,803,000 | 39,230,000 | 38,555,000 |
| Equity capital | 16,985,000 | 17,930,000 | 18,632,000 | 18,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,681,000 | 7,157,000 | 9,702,000 |
| Interest expense | 182,000 | 368,000 | 577,000 | 810,000 |
| Net interest income | 2,103,000 | 4,313,000 | 6,580,000 | 8,892,000 |
| Noninterest income | 627,000 | 1,048,000 | 1,471,000 | 1,952,000 |
| Noninterest expense | 1,539,000 | 3,074,000 | 4,665,000 | 6,476,000 |
| Provision for loan losses | 240,000 | 412,000 | 640,000 | 640,000 |
| Pretax income | 952,000 | 1,876,000 | 2,747,000 | 3,729,000 |
| Income tax | 183,000 | 300,000 | 459,000 | 739,000 |
| Net income | 769,000 | 1,576,000 | 2,288,000 | 2,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,674,000 | 16,517,000 | 17,268,000 | 18,008,000 |
| Total capital | 17,612,000 | 18,481,000 | 19,310,000 | 20,110,000 |
| Risk-weighted assets | 154,489,000 | 156,551,000 | 162,836,000 | 167,920,000 |