Call reports 2015
SECURITY STATE BANK OF OKLAHOMA — 2015
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 203,635,000 | 197,223,000 | 197,471,000 | 195,390,000 |
| Total loans | 127,834,000 | 136,283,000 | 140,972,000 | 146,858,000 |
| Allowance for loan losses | 2,607,000 | 2,249,000 | 2,326,000 | 2,432,000 |
| Securities available for sale | 61,896,000 | 51,700,000 | 45,873,000 | 35,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,866,000 | 180,238,000 | 175,977,000 | 177,746,000 |
| Interest-bearing deposits | 145,125,000 | 139,266,000 | 135,809,000 | 138,054,000 |
| Noninterest-bearing deposits | 40,741,000 | 40,972,000 | 40,168,000 | 39,692,000 |
| Equity capital | 15,562,000 | 15,021,000 | 15,755,000 | 16,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,236,000 | 6,595,000 | 8,709,000 |
| Interest expense | 183,000 | 369,000 | 558,000 | 743,000 |
| Net interest income | 1,879,000 | 3,867,000 | 6,037,000 | 7,966,000 |
| Noninterest income | 447,000 | 843,000 | 1,201,000 | 1,604,000 |
| Noninterest expense | 1,554,000 | 2,973,000 | 4,525,000 | 6,081,000 |
| Provision for loan losses | 405,000 | 1,674,000 | 2,106,000 | 2,602,000 |
| Pretax income | 346,000 | 103,000 | 655,000 | 1,001,000 |
| Income tax | 0 | -59,000 | 12,000 | 32,000 |
| Net income | 346,000 | 162,000 | 643,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,605,000 | 14,160,000 | 14,658,000 | 15,001,000 |
| Total capital | 16,353,000 | 15,970,000 | 16,508,000 | 16,900,000 |
| Risk-weighted assets | 139,043,000 | 144,369,000 | 147,559,000 | 151,448,000 |