Call reports 2012
SECURITY STATE BANK OF OKLAHOMA — 2012
What SECURITY STATE BANK OF OKLAHOMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,880,000 | 106,659,000 | 109,757,000 | 117,422,000 |
| Total loans | 71,282,000 | 73,724,000 | 78,071,000 | 78,757,000 |
| Allowance for loan losses | 1,475,000 | 1,478,000 | 1,583,000 | 1,558,000 |
| Securities available for sale | 26,928,000 | 26,215,000 | 27,333,000 | 24,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,565,000 | 93,954,000 | 95,251,000 | 105,156,000 |
| Interest-bearing deposits | 78,915,000 | 80,019,000 | 81,796,000 | 88,962,000 |
| Noninterest-bearing deposits | 14,650,000 | 13,935,000 | 13,455,000 | 16,194,000 |
| Equity capital | 12,111,000 | 12,525,000 | 12,998,000 | 12,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,678,000 | 4,107,000 | 5,530,000 |
| Interest expense | 168,000 | 334,000 | 501,000 | 671,000 |
| Net interest income | 1,171,000 | 2,344,000 | 3,606,000 | 4,859,000 |
| Noninterest income | 176,000 | 379,000 | 584,000 | 776,000 |
| Noninterest expense | 763,000 | 1,518,000 | 2,252,000 | 3,065,000 |
| Provision for loan losses | 107,000 | 259,000 | 414,000 | 397,000 |
| Pretax income | 477,000 | 946,000 | 1,524,000 | 2,245,000 |
| Income tax | 106,000 | 216,000 | 361,000 | 544,000 |
| Net income | 371,000 | 730,000 | 1,163,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,544,000 | 11,903,000 | 12,337,000 | 11,624,000 |
| Total capital | 12,508,000 | 12,813,000 | 13,282,000 | 12,590,000 |
| Risk-weighted assets | 76,647,000 | 72,271,000 | 74,923,000 | 76,703,000 |