Call reports 2025
PARAMOUNT BANK — 2025
What PARAMOUNT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,998,000 | 81,080,000 | 86,274,000 | 83,489,000 |
| Total loans | 70,107,000 | 64,628,000 | 62,124,000 | 70,831,000 |
| Allowance for loan losses | 619,000 | 563,000 | 563,000 | 629,000 |
| Securities available for sale | 1,455,000 | 1,455,000 | 1,500,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,432,000 | 73,729,000 | 76,149,000 | 69,057,000 |
| Interest-bearing deposits | 70,426,000 | 70,087,000 | 72,874,000 | 65,409,000 |
| Noninterest-bearing deposits | 3,006,000 | 3,642,000 | 3,275,000 | 3,648,000 |
| Equity capital | 6,431,000 | 6,102,000 | 8,768,000 | 11,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,414,000 | 3,549,000 | 4,777,000 |
| Interest expense | 742,000 | 1,424,000 | 2,067,000 | 2,701,000 |
| Net interest income | 481,000 | 990,000 | 1,482,000 | 2,076,000 |
| Noninterest income | 996,000 | 2,754,000 | 4,144,000 | 9,177,000 |
| Noninterest expense | 2,365,000 | 5,017,000 | 7,578,000 | 10,138,000 |
| Provision for loan losses | -13,000 | -69,000 | -69,000 | -3,000 |
| Pretax income | -875,000 | -1,204,000 | -1,883,000 | 1,118,000 |
| Income tax | -2,000 | -2,000 | -13,000 | -13,000 |
| Net income | -873,000 | -1,202,000 | -1,870,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,810,000 | 5,481,000 | 8,113,000 | 11,114,000 |
| Total capital | 6,464,000 | 6,079,000 | 8,711,000 | 11,778,000 |
| Risk-weighted assets | 63,776,000 | 57,260,000 | 55,412,000 | 61,495,000 |