Call reports 2019
PARAMOUNT BANK — 2019
What PARAMOUNT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,167,000 | 84,108,000 | 126,705,000 | 104,250,000 |
| Total loans | 38,329,000 | 69,212,000 | 105,326,000 | 87,033,000 |
| Allowance for loan losses | 199,000 | 237,000 | 274,000 | 312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,110,000 | 36,517,000 | 56,488,000 | 59,726,000 |
| Interest-bearing deposits | 29,211,000 | 33,579,000 | 53,257,000 | 55,803,000 |
| Noninterest-bearing deposits | 2,899,000 | 2,937,000 | 3,230,000 | 3,924,000 |
| Equity capital | 7,631,000 | 9,433,000 | 9,632,000 | 9,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,199,000 | 2,133,000 | 3,129,000 |
| Interest expense | 159,000 | 506,000 | 1,116,000 | 1,763,000 |
| Net interest income | 337,000 | 693,000 | 1,017,000 | 1,366,000 |
| Noninterest income | 1,037,000 | 4,659,000 | 9,937,000 | 15,855,000 |
| Noninterest expense | 1,660,000 | 5,480,000 | 10,801,000 | 16,685,000 |
| Provision for loan losses | 37,000 | 74,000 | 112,000 | 149,000 |
| Pretax income | -323,000 | -203,000 | 41,000 | 387,000 |
| Income tax | -65,000 | -40,000 | 5,000 | 118,000 |
| Net income | -258,000 | -163,000 | 36,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,976,000 | 8,778,000 | 8,977,000 | 9,335,000 |
| Total capital | 7,175,000 | 9,014,000 | 9,252,000 | 9,647,000 |
| Risk-weighted assets | 26,172,000 | 45,210,000 | 62,653,000 | 51,475,000 |