Call reports 2017
PARAMOUNT BANK — 2017
What PARAMOUNT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,225,000 | 22,046,000 | 21,365,000 | 24,839,000 |
| Total loans | 18,468,000 | 17,109,000 | 16,010,000 | 16,076,000 |
| Allowance for loan losses | 305,000 | 305,000 | 298,000 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,246,000 | 20,200,000 | 19,509,000 | 17,342,000 |
| Interest-bearing deposits | 20,449,000 | 17,595,000 | 17,079,000 | 15,068,000 |
| Noninterest-bearing deposits | 2,797,000 | 2,605,000 | 2,430,000 | 2,274,000 |
| Equity capital | 1,922,000 | 1,783,000 | 1,771,000 | 7,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 476,000 | 706,000 | 142,000 |
| Interest expense | 34,000 | 62,000 | 90,000 | 14,000 |
| Net interest income | 208,000 | 414,000 | 616,000 | 128,000 |
| Noninterest income | 41,000 | -20,000 | 20,000 | 13,000 |
| Noninterest expense | 275,000 | 558,000 | 813,000 | 183,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | 0 |
| Pretax income | 74,000 | -64,000 | -77,000 | -42,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | -64,000 | -77,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,922,000 | 1,783,000 | 1,771,000 | 6,757,000 |
| Total capital | 2,162,000 | 2,008,000 | 1,971,000 | 6,757,000 |
| Risk-weighted assets | 19,201,000 | 18,042,000 | 15,991,000 | 16,195,000 |