Call reports 2016
PARAMOUNT BANK — 2016
What PARAMOUNT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,536,000 | 29,501,000 | 26,905,000 | 26,398,000 |
| Total loans | 19,841,000 | 19,403,000 | 18,891,000 | 18,698,000 |
| Allowance for loan losses | 501,000 | 401,000 | 405,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,758,000 | 27,591,000 | 24,949,000 | 24,534,000 |
| Interest-bearing deposits | 23,499,000 | 23,503,000 | 20,441,000 | 20,568,000 |
| Noninterest-bearing deposits | 2,259,000 | 4,087,000 | 4,508,000 | 3,967,000 |
| Equity capital | 1,733,000 | 1,851,000 | 1,859,000 | 1,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 516,000 | 771,000 | 1,025,000 |
| Interest expense | 39,000 | 77,000 | 114,000 | 147,000 |
| Net interest income | 223,000 | 439,000 | 657,000 | 878,000 |
| Noninterest income | 54,000 | 111,000 | 213,000 | 247,000 |
| Noninterest expense | 351,000 | 605,000 | 918,000 | 1,184,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | -74,000 | 45,000 | 52,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -74,000 | 45,000 | 52,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,733,000 | 1,851,000 | 1,859,000 | 1,848,000 |
| Total capital | 1,996,000 | 2,115,000 | 2,112,000 | 2,095,000 |
| Risk-weighted assets | 20,798,000 | 21,023,000 | 20,132,000 | 19,664,000 |