Call reports 2015
PARAMOUNT BANK — 2015
What PARAMOUNT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,777,000 | 26,420,000 | 27,148,000 | 28,395,000 |
| Total loans | 19,226,000 | 18,886,000 | 19,714,000 | 19,840,000 |
| Allowance for loan losses | 501,000 | 501,000 | 501,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,597,000 | 24,350,000 | 25,123,000 | 26,568,000 |
| Interest-bearing deposits | 22,548,000 | 22,302,000 | 23,239,000 | 24,510,000 |
| Noninterest-bearing deposits | 2,049,000 | 2,048,000 | 1,884,000 | 2,058,000 |
| Equity capital | 2,146,000 | 1,956,000 | 1,937,000 | 1,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 458,000 | 715,000 | 986,000 |
| Interest expense | 31,000 | 65,000 | 98,000 | 137,000 |
| Net interest income | 186,000 | 393,000 | 617,000 | 849,000 |
| Noninterest income | 53,000 | 13,000 | 77,000 | 38,000 |
| Noninterest expense | 350,000 | 707,000 | 1,014,000 | 1,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -111,000 | -301,000 | -320,000 | -450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -111,000 | -301,000 | -320,000 | -450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,146,000 | 1,956,000 | 1,937,000 | 1,807,000 |
| Total capital | 2,413,000 | 2,263,000 | 2,246,000 | 2,073,000 |
| Risk-weighted assets | 20,853,000 | 24,220,000 | 24,568,000 | 21,056,000 |