Call reports 2014
PARAMOUNT BANK — 2014
What PARAMOUNT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,995,000 | 28,129,000 | 26,049,000 | 24,360,000 |
| Total loans | 18,205,000 | 17,585,000 | 18,801,000 | 17,904,000 |
| Allowance for loan losses | 531,000 | 466,000 | 502,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,368,000 | 25,749,000 | 23,608,000 | 22,093,000 |
| Interest-bearing deposits | 24,639,000 | 24,115,000 | 21,633,000 | 20,475,000 |
| Noninterest-bearing deposits | 1,730,000 | 1,634,000 | 1,975,000 | 1,618,000 |
| Equity capital | 1,580,000 | 2,317,000 | 2,392,000 | 2,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 444,000 | 668,000 | 895,000 |
| Interest expense | 38,000 | 72,000 | 103,000 | 132,000 |
| Net interest income | 187,000 | 372,000 | 565,000 | 763,000 |
| Noninterest income | 65,000 | 99,000 | 423,000 | 441,000 |
| Noninterest expense | 344,000 | 726,000 | 1,133,000 | 1,484,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | -92,000 | -255,000 | -180,000 | -315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -92,000 | -255,000 | -180,000 | -315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,580,000 | 2,317,000 | 2,392,000 | 2,257,000 |
| Total capital | 1,848,000 | 2,583,000 | 2,657,000 | 2,511,000 |
| Risk-weighted assets | 21,512,000 | 21,308,000 | 21,254,000 | 20,332,000 |