Call reports 2013
PARAMOUNT BANK — 2013
What PARAMOUNT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,961,000 | 33,523,000 | 32,498,000 | 30,618,000 |
| Total loans | 24,984,000 | 24,825,000 | 20,502,000 | 19,151,000 |
| Allowance for loan losses | 1,151,000 | 1,092,000 | 645,000 | 551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,951,000 | 31,509,000 | 30,484,000 | 28,917,000 |
| Interest-bearing deposits | 30,230,000 | 29,536,000 | 28,792,000 | 27,438,000 |
| Noninterest-bearing deposits | 1,721,000 | 1,973,000 | 1,692,000 | 1,479,000 |
| Equity capital | 1,956,000 | 1,930,000 | 1,910,000 | 1,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 628,000 | 928,000 | 1,177,000 |
| Interest expense | 49,000 | 98,000 | 145,000 | 191,000 |
| Net interest income | 276,000 | 530,000 | 783,000 | 986,000 |
| Noninterest income | 42,000 | 71,000 | 122,000 | 102,000 |
| Noninterest expense | 331,000 | 640,000 | 964,000 | 1,312,000 |
| Provision for loan losses | 260,000 | 260,000 | 260,000 | 333,000 |
| Pretax income | -273,000 | -299,000 | -319,000 | -557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -273,000 | -299,000 | -319,000 | -557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,956,000 | 1,930,000 | 1,910,000 | 1,672,000 |
| Total capital | 2,296,000 | 2,268,000 | 2,207,000 | 1,955,000 |
| Risk-weighted assets | 27,247,000 | 27,068,000 | 23,748,000 | 22,644,000 |