Call reports 2012
PARAMOUNT BANK — 2012
What PARAMOUNT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,819,000 | 39,519,000 | 36,343,000 | 34,607,000 |
| Total loans | 30,740,000 | 29,569,000 | 28,255,000 | 27,118,000 |
| Allowance for loan losses | 1,054,000 | 1,186,000 | 888,000 | 921,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,208,000 | 36,376,000 | 33,512,000 | 32,334,000 |
| Interest-bearing deposits | 36,258,000 | 34,382,000 | 31,522,000 | 29,891,000 |
| Noninterest-bearing deposits | 1,950,000 | 1,994,000 | 1,990,000 | 2,442,000 |
| Equity capital | 3,189,000 | 2,776,000 | 2,513,000 | 2,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 816,000 | 1,203,000 | 1,565,000 |
| Interest expense | 107,000 | 201,000 | 278,000 | 342,000 |
| Net interest income | 330,000 | 615,000 | 925,000 | 1,223,000 |
| Noninterest income | 43,000 | -50,000 | -164,000 | -297,000 |
| Noninterest expense | 348,000 | 718,000 | 1,056,000 | 1,431,000 |
| Provision for loan losses | 136,000 | 371,000 | 491,000 | 566,000 |
| Pretax income | -111,000 | -524,000 | -786,000 | -1,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -111,000 | -524,000 | -786,000 | -1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,189,000 | 2,776,000 | 2,513,000 | 2,229,000 |
| Total capital | 3,629,000 | 3,180,000 | 2,908,000 | 2,598,000 |
| Risk-weighted assets | 35,319,000 | 32,358,000 | 31,525,000 | 29,534,000 |