Call reports 2011
PARAMOUNT BANK — 2011
What PARAMOUNT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,140,000 | 49,493,000 | 45,222,000 | 44,140,000 |
| Total loans | 42,401,000 | 37,635,000 | 35,504,000 | 32,693,000 |
| Allowance for loan losses | 1,161,000 | 1,163,000 | 896,000 | 1,208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,778,000 | 44,021,000 | 41,471,000 | 40,208,000 |
| Interest-bearing deposits | 42,822,000 | 42,028,000 | 39,171,000 | 37,660,000 |
| Noninterest-bearing deposits | 1,957,000 | 1,993,000 | 2,300,000 | 2,548,000 |
| Equity capital | 3,035,000 | 3,099,000 | 3,097,000 | 3,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,165,000 | 1,700,000 | 2,162,000 |
| Interest expense | 163,000 | 311,000 | 447,000 | 567,000 |
| Net interest income | 404,000 | 854,000 | 1,253,000 | 1,595,000 |
| Noninterest income | 2,000 | -5,000 | -24,000 | -122,000 |
| Noninterest expense | 398,000 | 777,000 | 1,159,000 | 1,595,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 505,000 |
| Pretax income | -192,000 | -128,000 | -130,000 | -627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -192,000 | -128,000 | -130,000 | -627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,035,000 | 3,099,000 | 3,097,000 | 3,300,000 |
| Total capital | 3,557,000 | 3,596,000 | 3,565,000 | 3,762,000 |
| Risk-weighted assets | 41,809,000 | 39,062,000 | 37,001,000 | 37,244,000 |