Call reports 2010
PARAMOUNT BANK — 2010
What PARAMOUNT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,743,000 | 61,179,000 | 56,275,000 | 51,889,000 |
| Total loans | 48,122,000 | 45,402,000 | 44,583,000 | 42,898,000 |
| Allowance for loan losses | 1,959,000 | 2,187,000 | 1,717,000 | 1,176,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,173,000 | 46,748,000 | 47,053,000 | 44,074,000 |
| Interest-bearing deposits | 42,348,000 | 44,853,000 | 45,016,000 | 41,838,000 |
| Noninterest-bearing deposits | 1,825,000 | 1,895,000 | 2,037,000 | 2,236,000 |
| Equity capital | 4,985,000 | 4,867,000 | 4,591,000 | 3,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,406,000 | 2,080,000 | 2,696,000 |
| Interest expense | 244,000 | 474,000 | 696,000 | 882,000 |
| Net interest income | 472,000 | 932,000 | 1,384,000 | 1,814,000 |
| Noninterest income | 0 | 1,000 | -77,000 | -85,000 |
| Noninterest expense | 381,000 | 776,000 | 1,182,000 | 1,569,000 |
| Provision for loan losses | 30,000 | 283,000 | 678,000 | 1,033,000 |
| Pretax income | 61,000 | -126,000 | -553,000 | -873,000 |
| Income tax | 21,000 | -42,000 | -187,000 | 862,000 |
| Net income | 40,000 | -84,000 | -366,000 | -1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,123,000 | 4,005,000 | 3,729,000 | 3,227,000 |
| Total capital | 4,720,000 | 4,605,000 | 4,293,000 | 3,784,000 |
| Risk-weighted assets | 46,518,000 | 46,432,000 | 43,947,000 | 43,943,000 |