Call reports 2009
PARAMOUNT BANK — 2009
What PARAMOUNT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,398,000 | 61,097,000 | 59,149,000 | 56,789,000 |
| Total loans | 50,863,000 | 49,865,000 | 49,046,000 | 48,214,000 |
| Allowance for loan losses | 709,000 | 709,000 | 673,000 | 2,077,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,363,000 | 42,935,000 | 41,971,000 | 42,301,000 |
| Interest-bearing deposits | 37,140,000 | 40,762,000 | 39,981,000 | 40,185,000 |
| Noninterest-bearing deposits | 2,223,000 | 2,173,000 | 1,990,000 | 2,116,000 |
| Equity capital | 5,929,000 | 6,026,000 | 6,049,000 | 4,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,600,000 | 2,408,000 | 3,142,000 |
| Interest expense | 411,000 | 789,000 | 1,136,000 | 1,435,000 |
| Net interest income | 392,000 | 811,000 | 1,272,000 | 1,707,000 |
| Noninterest income | 30,000 | 58,000 | 85,000 | 104,000 |
| Noninterest expense | 316,000 | 671,000 | 1,048,000 | 1,435,000 |
| Provision for loan losses | 206,000 | 206,000 | 296,000 | 2,006,000 |
| Pretax income | -100,000 | -8,000 | 13,000 | -1,630,000 |
| Income tax | 0 | 0 | 5,000 | -523,000 |
| Net income | -100,000 | -8,000 | 8,000 | -1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,646,000 | 5,772,000 | 5,710,000 | 4,248,000 |
| Total capital | 6,308,000 | 6,399,000 | 6,334,000 | 4,859,000 |
| Risk-weighted assets | 52,879,000 | 51,059,000 | 49,505,000 | 47,430,000 |