Call reports 2015
LITCHFIELD BANCORP — 2015
What LITCHFIELD BANCORP reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,125,000 | 220,279,000 | 221,964,000 | 223,582,000 |
| Total loans | 141,300,000 | 150,215,000 | 155,275,000 | 154,782,000 |
| Allowance for loan losses | 1,125,000 | 1,258,000 | 1,306,000 | 1,333,000 |
| Securities available for sale | 25,385,000 | 55,207,000 | 46,850,000 | 48,214,000 |
| Securities held to maturity | 31,838,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,788,000 | 169,598,000 | 173,741,000 | 187,615,000 |
| Interest-bearing deposits | 134,784,000 | 139,366,000 | 147,133,000 | 155,510,000 |
| Noninterest-bearing deposits | 28,004,000 | 30,232,000 | 26,609,000 | 32,105,000 |
| Equity capital | 18,633,000 | 19,143,000 | 19,517,000 | 19,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,765,000 | 5,661,000 | 7,591,000 |
| Interest expense | 243,000 | 486,000 | 724,000 | 957,000 |
| Net interest income | 1,641,000 | 3,279,000 | 4,937,000 | 6,634,000 |
| Noninterest income | 232,000 | 567,000 | 827,000 | 1,112,000 |
| Noninterest expense | 1,795,000 | 3,530,000 | 5,341,000 | 7,171,000 |
| Provision for loan losses | 45,000 | 191,000 | 236,000 | 282,000 |
| Pretax income | 147,000 | 1,001,000 | 1,160,000 | 1,266,000 |
| Income tax | 44,000 | 199,000 | 282,000 | 416,000 |
| Net income | 103,000 | 802,000 | 878,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,402,000 | 19,101,000 | 19,177,000 | 19,148,000 |
| Total capital | 19,561,000 | 20,391,000 | 20,513,000 | 20,511,000 |
| Risk-weighted assets | 134,775,000 | 133,058,000 | 133,194,000 | 131,174,000 |