Call reports 2012
LITCHFIELD BANCORP — 2012
What LITCHFIELD BANCORP reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 209,172,000 | 212,590,000 | 204,718,000 | 211,218,000 |
| Total loans | 127,554,000 | 129,415,000 | 132,838,000 | 134,909,000 |
| Allowance for loan losses | 1,003,000 | 981,000 | 1,037,000 | 1,116,000 |
| Securities available for sale | 26,421,000 | 28,583,000 | 25,030,000 | 20,674,000 |
| Securities held to maturity | 35,163,000 | 33,469,000 | 31,551,000 | 28,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,106,000 | 163,743,000 | 160,437,000 | 167,855,000 |
| Interest-bearing deposits | 136,038,000 | 136,880,000 | 135,149,000 | 138,188,000 |
| Noninterest-bearing deposits | 24,068,000 | 26,863,000 | 25,287,000 | 29,667,000 |
| Equity capital | 17,728,000 | 17,997,000 | 18,192,000 | 18,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,335,000 | 6,414,000 | 8,457,000 |
| Interest expense | 557,000 | 1,034,000 | 1,478,000 | 1,853,000 |
| Net interest income | 1,627,000 | 3,301,000 | 4,936,000 | 6,604,000 |
| Noninterest income | 240,000 | 517,000 | 837,000 | 1,152,000 |
| Noninterest expense | 1,686,000 | 3,372,000 | 5,109,000 | 6,716,000 |
| Provision for loan losses | 29,000 | 64,000 | 122,000 | 208,000 |
| Pretax income | 177,000 | 407,000 | 646,000 | 1,013,000 |
| Income tax | 54,000 | 128,000 | 206,000 | 345,000 |
| Net income | 123,000 | 279,000 | 440,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,786,000 | 17,014,000 | 17,197,000 | 17,347,000 |
| Total capital | 17,856,000 | 18,029,000 | 18,285,000 | 18,513,000 |
| Risk-weighted assets | 111,196,000 | 112,599,000 | 113,946,000 | 114,781,000 |