Call reports 2022
FARMERS NATIONAL BANK OF EMLENTON, THE — 2022
What FARMERS NATIONAL BANK OF EMLENTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,052,215,000 | 1,044,182,000 | 1,027,219,000 | 1,011,490,000 |
| Total loans | 805,320,000 | 810,676,000 | 810,106,000 | 797,262,000 |
| Allowance for loan losses | 10,268,000 | 10,525,000 | 10,589,000 | 13,165,000 |
| Securities available for sale | 166,155,000 | 151,139,000 | 135,422,000 | 126,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 935,985,000 | 937,612,000 | 926,986,000 | 874,583,000 |
| Interest-bearing deposits | 703,794,000 | 705,169,000 | 690,881,000 | 654,691,000 |
| Noninterest-bearing deposits | 232,191,000 | 232,443,000 | 236,105,000 | 219,892,000 |
| Equity capital | 83,541,000 | 74,703,000 | 65,103,000 | 54,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,666,000 | 17,696,000 | 27,267,000 | 34,094,000 |
| Interest expense | 905,000 | 1,822,000 | 2,835,000 | 4,263,000 |
| Net interest income | 7,761,000 | 15,874,000 | 24,432,000 | 29,831,000 |
| Noninterest income | 985,000 | 2,015,000 | 3,058,000 | 4,106,000 |
| Noninterest expense | 5,364,000 | 10,675,000 | 15,949,000 | 32,535,000 |
| Provision for loan losses | -80,000 | 295,000 | 435,000 | 8,431,000 |
| Pretax income | 3,471,000 | 6,822,000 | 10,829,000 | -8,211,000 |
| Income tax | 626,000 | 1,311,000 | 2,033,000 | -1,857,000 |
| Net income | 2,845,000 | 5,511,000 | 8,796,000 | -6,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,592,000 | 84,640,000 | 82,377,000 | 65,371,000 |
| Total capital | 94,629,000 | 93,672,000 | 91,347,000 | 74,174,000 |
| Risk-weighted assets | 721,701,000 | 721,051,000 | 715,986,000 | 699,879,000 |