Call reports 2019
FARMERS NATIONAL BANK OF EMLENTON, THE — 2019
What FARMERS NATIONAL BANK OF EMLENTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 884,271,000 | 903,537,000 | 936,100,000 | 909,935,000 |
| Total loans | 707,203,000 | 698,521,000 | 695,020,000 | 701,904,000 |
| Allowance for loan losses | 6,639,000 | 6,580,000 | 6,509,000 | 6,556,000 |
| Securities available for sale | 98,992,000 | 100,398,000 | 117,899,000 | 120,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,501,000 | 777,649,000 | 808,048,000 | 787,165,000 |
| Interest-bearing deposits | 608,029,000 | 628,468,000 | 652,102,000 | 638,282,000 |
| Noninterest-bearing deposits | 151,472,000 | 149,181,000 | 155,946,000 | 148,883,000 |
| Equity capital | 80,992,000 | 82,981,000 | 84,279,000 | 84,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,992,000 | 17,946,000 | 27,134,000 | 36,145,000 |
| Interest expense | 1,715,000 | 3,534,000 | 5,654,000 | 7,877,000 |
| Net interest income | 7,277,000 | 14,412,000 | 21,480,000 | 28,268,000 |
| Noninterest income | 1,032,000 | 2,158,000 | 3,305,000 | 4,268,000 |
| Noninterest expense | 5,389,000 | 10,561,000 | 16,141,000 | 21,451,000 |
| Provision for loan losses | 180,000 | 450,000 | 305,000 | 715,000 |
| Pretax income | 2,752,000 | 5,570,000 | 8,398,000 | 10,460,000 |
| Income tax | 501,000 | 1,017,000 | 1,512,000 | 1,846,000 |
| Net income | 2,251,000 | 4,553,000 | 6,886,000 | 8,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,820,000 | 71,929,000 | 73,172,000 | 73,862,000 |
| Total capital | 77,459,000 | 78,509,000 | 79,681,000 | 80,418,000 |
| Risk-weighted assets | 584,223,000 | 575,249,000 | 578,039,000 | 585,444,000 |