Call reports 2018
FARMERS NATIONAL BANK OF EMLENTON, THE — 2018
What FARMERS NATIONAL BANK OF EMLENTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 755,387,000 | 774,698,000 | 772,198,000 | 893,574,000 |
| Total loans | 590,866,000 | 593,376,000 | 598,605,000 | 715,172,000 |
| Allowance for loan losses | 5,935,000 | 6,118,000 | 6,360,000 | 6,508,000 |
| Securities available for sale | 96,216,000 | 99,885,000 | 97,509,000 | 97,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,948,000 | 685,964,000 | 682,542,000 | 761,687,000 |
| Interest-bearing deposits | 537,576,000 | 556,250,000 | 549,051,000 | 612,652,000 |
| Noninterest-bearing deposits | 129,372,000 | 129,714,000 | 133,491,000 | 149,035,000 |
| Equity capital | 62,536,000 | 63,482,000 | 63,590,000 | 79,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,000,000 | 14,434,000 | 21,898,000 | 30,965,000 |
| Interest expense | 1,082,000 | 2,260,000 | 3,520,000 | 5,127,000 |
| Net interest income | 5,918,000 | 12,174,000 | 18,378,000 | 25,838,000 |
| Noninterest income | 913,000 | 1,864,000 | 2,913,000 | 3,594,000 |
| Noninterest expense | 4,570,000 | 9,632,000 | 15,073,000 | 23,014,000 |
| Provision for loan losses | 380,000 | 680,000 | 980,000 | 1,280,000 |
| Pretax income | 1,867,000 | 3,713,000 | 5,222,000 | 5,120,000 |
| Income tax | 316,000 | 630,000 | 851,000 | 691,000 |
| Net income | 1,551,000 | 3,083,000 | 4,371,000 | 4,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,528,000 | 59,783,000 | 60,401,000 | 69,836,000 |
| Total capital | 64,463,000 | 65,901,000 | 66,711,000 | 76,344,000 |
| Risk-weighted assets | 497,459,000 | 496,993,000 | 504,759,000 | 590,656,000 |