Call reports 2016
FARMERS NATIONAL BANK OF EMLENTON, THE — 2016
What FARMERS NATIONAL BANK OF EMLENTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 606,305,000 | 695,821,000 | 691,840,000 | 690,155,000 |
| Total loans | 440,177,000 | 505,155,000 | 514,755,000 | 522,048,000 |
| Allowance for loan losses | 5,352,000 | 5,430,000 | 5,514,000 | 5,545,000 |
| Securities available for sale | 110,650,000 | 104,218,000 | 100,563,000 | 99,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,851,000 | 597,072,000 | 592,783,000 | 585,125,000 |
| Interest-bearing deposits | 389,801,000 | 474,093,000 | 468,456,000 | 461,222,000 |
| Noninterest-bearing deposits | 121,050,000 | 122,979,000 | 124,327,000 | 123,903,000 |
| Equity capital | 52,211,000 | 60,422,000 | 60,509,000 | 58,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,341,000 | 11,210,000 | 17,297,000 | 23,395,000 |
| Interest expense | 831,000 | 1,786,000 | 2,790,000 | 3,716,000 |
| Net interest income | 4,510,000 | 9,424,000 | 14,507,000 | 19,679,000 |
| Noninterest income | 749,000 | 1,578,000 | 2,535,000 | 3,435,000 |
| Noninterest expense | 3,893,000 | 8,224,000 | 12,592,000 | 16,929,000 |
| Provision for loan losses | 181,000 | 302,000 | 470,000 | 464,000 |
| Pretax income | 1,187,000 | 2,559,000 | 4,063,000 | 5,803,000 |
| Income tax | 326,000 | 666,000 | 1,014,000 | 1,441,000 |
| Net income | 861,000 | 1,893,000 | 3,049,000 | 4,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,195,000 | 52,325,000 | 52,606,000 | 53,050,000 |
| Total capital | 56,207,000 | 57,760,000 | 58,124,000 | 58,595,000 |
| Risk-weighted assets | 400,381,000 | 449,709,000 | 458,318,000 | 442,801,000 |