Call reports 2015
FARMERS NATIONAL BANK OF EMLENTON, THE — 2015
What FARMERS NATIONAL BANK OF EMLENTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 588,843,000 | 597,667,000 | 580,364,000 | 598,954,000 |
| Total loans | 382,894,000 | 403,388,000 | 412,498,000 | 436,097,000 |
| Allowance for loan losses | 5,340,000 | 5,370,000 | 5,079,000 | 5,205,000 |
| Securities available for sale | 148,979,000 | 144,120,000 | 118,640,000 | 111,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,185,000 | 516,296,000 | 505,343,000 | 490,127,000 |
| Interest-bearing deposits | 396,958,000 | 396,862,000 | 387,693,000 | 370,097,000 |
| Noninterest-bearing deposits | 119,227,000 | 119,434,000 | 117,650,000 | 120,030,000 |
| Equity capital | 50,057,000 | 51,136,000 | 52,595,000 | 51,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,026,000 | 10,267,000 | 15,371,000 | 20,548,000 |
| Interest expense | 696,000 | 1,383,000 | 2,070,000 | 2,767,000 |
| Net interest income | 4,330,000 | 8,884,000 | 13,301,000 | 17,781,000 |
| Noninterest income | 749,000 | 1,537,000 | 2,351,000 | 3,117,000 |
| Noninterest expense | 3,803,000 | 7,662,000 | 11,441,000 | 15,406,000 |
| Provision for loan losses | 169,000 | 371,000 | 269,000 | 381,000 |
| Pretax income | 1,107,000 | 2,422,000 | 4,509,000 | 5,667,000 |
| Income tax | 223,000 | 518,000 | 1,014,000 | 1,268,000 |
| Net income | 884,000 | 1,904,000 | 3,495,000 | 4,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,603,000 | 50,567,000 | 51,665,000 | 51,073,000 |
| Total capital | 53,111,000 | 55,251,000 | 56,367,000 | 56,090,000 |
| Risk-weighted assets | 359,454,000 | 373,668,000 | 375,343,000 | 400,870,000 |