Call reports 2024
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2024
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,317,000 | 76,971,000 | 77,034,000 | 77,558,000 |
| Total loans | 44,125,000 | 43,746,000 | 44,086,000 | 44,304,000 |
| Allowance for loan losses | 306,000 | 306,000 | 306,000 | 306,000 |
| Securities available for sale | 24,862,000 | 24,330,000 | 24,381,000 | 22,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,120,000 | 57,546,000 | 56,951,000 | 58,121,000 |
| Interest-bearing deposits | 56,363,000 | 54,459,000 | 53,619,000 | 55,038,000 |
| Noninterest-bearing deposits | 2,757,000 | 3,087,000 | 3,332,000 | 3,083,000 |
| Equity capital | 11,854,000 | 12,076,000 | 12,755,000 | 12,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,442,000 | 2,168,000 | 2,890,000 |
| Interest expense | 350,000 | 720,000 | 1,102,000 | 1,485,000 |
| Net interest income | 368,000 | 722,000 | 1,066,000 | 1,405,000 |
| Noninterest income | 30,000 | 60,000 | 92,000 | 124,000 |
| Noninterest expense | 397,000 | 778,000 | 1,157,000 | 1,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 15,000 | 8,000 | 24,000 |
| Income tax | 3,000 | 3,000 | -3,000 | 6,000 |
| Net income | 9,000 | 12,000 | 11,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,468,000 | 14,471,000 | 14,469,000 | 14,476,000 |
| Total capital | 14,774,000 | 14,777,000 | 14,775,000 | 14,782,000 |
| Risk-weighted assets | 37,118,000 | 35,926,000 | 35,881,000 | 36,621,000 |