Call reports 2023
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2023
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 77,624,000 | 74,354,000 | 76,485,000 | 78,525,000 |
| Total loans | 39,834,000 | 39,138,000 | 42,128,000 | 43,520,000 |
| Allowance for loan losses | 306,000 | 306,000 | 306,000 | 306,000 |
| Securities available for sale | 27,382,000 | 26,486,000 | 25,549,000 | 25,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,159,000 | 58,464,000 | 58,815,000 | 59,144,000 |
| Interest-bearing deposits | 57,308,000 | 56,306,000 | 55,879,000 | 56,131,000 |
| Noninterest-bearing deposits | 2,851,000 | 2,158,000 | 2,936,000 | 3,013,000 |
| Equity capital | 11,861,000 | 11,810,000 | 11,332,000 | 12,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,234,000 | 1,901,000 | 2,598,000 |
| Interest expense | 180,000 | 425,000 | 695,000 | 1,007,000 |
| Net interest income | 446,000 | 809,000 | 1,206,000 | 1,591,000 |
| Noninterest income | 43,000 | 82,000 | 113,000 | 144,000 |
| Noninterest expense | 416,000 | 822,000 | 1,234,000 | 1,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 85,000 | 104,000 | 113,000 |
| Income tax | 8,000 | 5,000 | 4,000 | 4,000 |
| Net income | 64,000 | 80,000 | 100,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,424,000 | 14,439,000 | 14,459,000 | 14,459,000 |
| Total capital | 14,730,000 | 14,745,000 | 14,765,000 | 14,765,000 |
| Risk-weighted assets | 39,681,000 | 36,496,000 | 36,587,000 | 37,026,000 |