Call reports 2022
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2022
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 81,433,000 | 80,165,000 | 78,847,000 | 78,247,000 |
| Total loans | 37,847,000 | 38,194,000 | 38,636,000 | 39,017,000 |
| Allowance for loan losses | 306,000 | 306,000 | 306,000 | 306,000 |
| Securities available for sale | 30,794,000 | 30,259,000 | 28,570,000 | 28,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,011,000 | 64,119,000 | 64,167,000 | 63,167,000 |
| Interest-bearing deposits | 61,803,000 | 61,816,000 | 61,583,000 | 60,070,000 |
| Noninterest-bearing deposits | 2,208,000 | 2,303,000 | 2,584,000 | 3,097,000 |
| Equity capital | 13,083,000 | 11,694,000 | 11,370,000 | 11,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,131,000 | 1,720,000 | 2,289,000 |
| Interest expense | 164,000 | 327,000 | 484,000 | 635,000 |
| Net interest income | 381,000 | 804,000 | 1,236,000 | 1,654,000 |
| Noninterest income | 164,000 | 193,000 | 222,000 | 355,000 |
| Noninterest expense | 419,000 | 820,000 | 1,230,000 | 1,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 168,000 | 221,000 | 309,000 |
| Income tax | 18,000 | 19,000 | 22,000 | 107,000 |
| Net income | 107,000 | 149,000 | 199,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,129,000 | 14,171,000 | 14,220,000 | 14,359,000 |
| Total capital | 14,435,000 | 14,477,000 | 14,526,000 | 14,665,000 |
| Risk-weighted assets | 37,267,000 | 37,554,000 | 37,621,000 | 40,676,000 |