Call reports 2019
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2019
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,309,000 | 89,144,000 | 89,625,000 | 86,572,000 |
| Total loans | 46,418,000 | 44,435,000 | 44,309,000 | 44,522,000 |
| Allowance for loan losses | 350,000 | 344,000 | 344,000 | 344,000 |
| Securities available for sale | 32,812,000 | 31,544,000 | 31,414,000 | 31,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,193,000 | 67,031,000 | 67,471,000 | 65,948,000 |
| Interest-bearing deposits | 66,659,000 | 65,453,000 | 65,865,000 | 64,141,000 |
| Noninterest-bearing deposits | 1,534,000 | 1,578,000 | 1,606,000 | 1,807,000 |
| Equity capital | 12,945,000 | 13,470,000 | 13,578,000 | 13,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,582,000 | 2,352,000 | 3,172,000 |
| Interest expense | 281,000 | 563,000 | 849,000 | 1,133,000 |
| Net interest income | 520,000 | 1,019,000 | 1,503,000 | 2,039,000 |
| Noninterest income | 38,000 | 78,000 | 87,000 | 124,000 |
| Noninterest expense | 449,000 | 892,000 | 1,316,000 | 1,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 203,000 | 279,000 | 396,000 |
| Income tax | 6,000 | 13,000 | 24,000 | 50,000 |
| Net income | 103,000 | 190,000 | 255,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,276,000 | 13,362,000 | 13,427,000 | 13,490,000 |
| Total capital | 13,654,000 | 13,732,000 | 13,807,000 | 13,834,000 |
| Risk-weighted assets | 42,002,000 | 41,092,000 | 41,093,000 | 41,095,000 |