Call reports 2018
SCOTTSBURG BUILDING AND LOAN ASSOCIATION — 2018
What SCOTTSBURG BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,338,000 | 91,354,000 | 90,915,000 | 91,298,000 |
| Total loans | 45,557,000 | 44,940,000 | 45,960,000 | 46,571,000 |
| Allowance for loan losses | 350,000 | 350,000 | 350,000 | 350,000 |
| Securities available for sale | 35,636,000 | 35,442,000 | 34,995,000 | 34,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,573,000 | 70,089,000 | 68,614,000 | 68,481,000 |
| Interest-bearing deposits | 69,751,000 | 68,387,000 | 67,008,000 | 66,769,000 |
| Noninterest-bearing deposits | 1,822,000 | 1,702,000 | 1,606,000 | 1,712,000 |
| Equity capital | 12,113,000 | 12,132,000 | 12,165,000 | 12,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,548,000 | 2,344,000 | 3,217,000 |
| Interest expense | 249,000 | 502,000 | 771,000 | 1,056,000 |
| Net interest income | 520,000 | 1,046,000 | 1,573,000 | 2,161,000 |
| Noninterest income | 39,000 | 75,000 | 116,000 | 153,000 |
| Noninterest expense | 472,000 | 958,000 | 1,431,000 | 1,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 163,000 | 258,000 | 387,000 |
| Income tax | 4,000 | 4,000 | 11,000 | 26,000 |
| Net income | 83,000 | 159,000 | 247,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,811,000 | 12,886,000 | 12,975,000 | 13,172,000 |
| Total capital | 13,173,000 | 13,252,000 | 13,339,000 | 13,533,000 |
| Risk-weighted assets | 42,653,000 | 42,756,000 | 43,070,000 | 43,096,000 |